Details

The Community Finance Fund is SIS's core loan offering, designed to provide flexible, affordable finance to charities and social enterprises across Scotland.

With loan sizes ranging, the fund includes both term loans and bridging loans, tailored to meet the diverse needs of organisations working to create positive social impact.

The SIS Community Finance Fund goes beyond funding, providing potential support to organisations with expert advice, training, and peer networking - helping them build the skills and connections they need to grow sustainably.

Loans from the SIS Community Finance Fund can be used for a wide range of purposes, including:

• Working capital - to support day-to-day operations and keep your organisation running smoothly
• Bridging finance - to cover gaps in funding or delayed grant payments, ensuring stability during transitions
• Capital projects - to invest in property, equipment, or infrastructure that underpins long-term growth
• Growth - to expand production, services, or programmes and reach more people
• Investment readiness - to strengthen governance and organisational development, preparing your organisation for future opportunities

Premium information is available exclusively to SCVO members and supporters

Geographical areas funded: Scotland

Fund type

Type of funding:

Loan, Staff time, Other resources

Type of cost:

Capital, Revenue, Core costs

Fund award sizes

Minimum:

Premium information

Maximum:

Premium information

Notes on award amounts:

Premium information

Who can apply

• Charities and social enterprises based in Scotland with clear social impact at the heart of their mission.
• Enterprises looking to scale, invest in assets, or improve financial resilience.
• Teams ready to take on repayable finance and grow their operations.

When to apply

Apply at any time.

How to apply

Use their contact form to set up an informal conversation with one of SIS's Investment Managers who will guide you through the process.

Contact information

Exclusions

Premium information

Activites funded: General charitable activities Organisational development and capacity building

Beneficiaries funded: General public Voluntary sector organisations

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Last reviewed 13 days ago